Mortgage Protection Insurance

Mortgage protection insurance is a specialized life insurance policy that helps ensure your mortgage is paid if something happens to you. If you pass away or become seriously ill, this coverage helps your family avoid the risk of foreclosure or forced relocation. Instead of leaving loved ones with a financial burden, this policy allows them to remain in their home comfortably and securely.

Unlike traditional life insurance that only has a death benefit, most Mortgage protection policies include living benefits. Living Benefits are included riders to provide you with financial assistance while you are still living, if you are diagnosed with a qualifying critical, chronic, or terminal illness.

Life can change in the blink of an eye or with one medical diagnosis!  Whether you’re single, newly married, starting a family, or entering retirement, unexpected events like accidents, critical illnesses, or untimely deaths can throw your financial plans off course.

A mortgage is a long-term commitment. Without proper planning, your family could be left struggling to make payments. Mortgage protection insurance helps ensure that:

• Your mortgage payments continue even if you're unable to work.
• Your family can stay in the home without additional financial strain.
• You have peace of mind knowing your most valuable asset is covered.
  

For many families, this simple policy can mean the difference between financial hardship and long-term stability.

At TCB Group Insurance, we work with leading insurance carriers to bring you mortgage protection policies that are:

• Affordable – Flexible options tailored to your income and mortgage balance.
• Simple – Many plans require no medical exam to qualify.
• Customizable – Choose the right coverage term and benefit amount for your needs.
• Responsive – Quick application and approval process.

We are locally owned and operated in Opelousas, LA, which means you’ll receive personalized service from someone who understands your community and values. We’re here to answer your questions, compare policy options, and help you make the right choice for your future.